Tendo by Tonik 3.2.3

Tendo by Tonik offers a comprehensive range of financial services right at your fingertips. The app provides the convenience of signing up, logging in, making purchases, paying bills, setting financial goals, tracking expenses and more.

Key features of Tendo by Tonik include:

• Budgeting your finances: Make Cash Loans within your Tendo credit limit to cover expenses and repay in installments.
• Achieving financial goals: Utilize automated savings to reach your objectives and earn up to 6% interest annually with partner banks.
• Bill payment: Streamline bill payments by settling them directly on the app through your credit limit.
• Insurance coverage: Access a wide array of premium insurance products for yourself or loved ones.
• Installment payments: Enjoy the flexibility of purchasing from partner merchants with interest rates as low as 0%.

To explore partnership opportunities with Tendo by Tonik, you can contact them at info@tendopay.ph.

Loan Terms:

• Monthly interest rates vary from 0.00% to 4.00%
• 0.00% loans are available at specific merchants
• Repayment terms range from 2 to 18 months
• Loan conditions are subject to the borrower's creditworthiness and risk profile
• No hidden fees such as origination, service, or bank fees
• Maximum Annual Percentage Rate (APR) is 48.00%

Sample Loan Calculation - Example A:

• Loan Principal: ₱10,000
• Repayment terms: 3 months
• Interest rate: 0.50% per month
• Total Repayment Amount: ₱10,150
• Total interest payable: ₱150
• Other Fees: ₱0.00
• Semi-monthly installment amount: ₱1,691.67
• APR = 6.00%

Sample Loan Calculation - Example B:

• Loan Principal: ₱10,000
• Repayment terms: 6 months
• Interest rate: 1.5% per month
• Total Repayment Amount: ₱10,900
• Total interest payable: ₱900
• Other Fees: ₱0.00
• Semi-monthly installment amount: ₱908.33
• APR = 18.00%

Tendo by Tonik operates in compliance with BSP (Central Bank of the Philippines) and SEC regulations, including SEC Circular No. 3, Series F 2022 concerning interest rate limits and fees charged by lending companies and their online platforms.

If you have any queries or feedback, reach out to Tendo by Tonik via:

Email: helpdesk@tendopay.ph
Websit:e https://tendopay.ph
Facebook: https://facebook.com/tendopay

All loans provided under Tendo and Tendo by Tonik are financed by Templetech Finance Corp. (SEC Registration No. CS201820732, Certificate of Authority No. 1228).

Prior to proceeding with a loan transaction, it is advisable to review the terms and conditions outlined in the Disclosure Statement.